| In general, the documentation you will need includes: |
|
| Property Information (if you already have a contract on a house) |
|
Purchase Agreement. |
|
If you are selling your current home, copy of listing contract. |
|
If you have sold your current home, copy of settlement statement (HUD-1). |
|
|
Income & Assets |
|
Pay stubs for the last 30 days. |
| |
For the past two years: |
| |
|
|
Statements for each bank, mutual fund, and/or investment account for the last three months. |
|
Estimated value of personal property and furniture. |
| |
|
| |
If you own more than 25% of a business: |
| |
|
| |
If self-employed: |
| |
|
| |
If you own rental property: |
| |
|
| |
If you are retired: |
| |
|
| |
If you receive Social Security: |
| |
|
| |
If you are counting child support as income: |
| |
|
|
|
Debts |
|
Explanation of credit report anomalies, including: |
| |
|
|
|
VA Loans |
|
Copy of DD Form 214, Report of Separation. |
|
|
Miscellaneous |
|
Photo ID and proof of Social Security number. |
|
Residence addresses for the past two years. |
|
If applicable, a copy of your divorce decree. |
|
If you are not a citizen, a copy of the front and back of your green card. |
Refinance
Loan Tools